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Let's Find and
Finance your next car
Rates from 9.9% APR Representative 11.9%
Our customers rate us 5 stars
check out our Google reviews here
Our Customers
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Can I apply if I have bad credit?Yes. We work with a range of lenders to find you the best deal possible, even if you currently have a poor credit rating.
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Will the car be in good condition?We ensure all the cars we supply are in good to excellent condition for their age and mileage. This means all the cars are fully serviced and health checked, and don't come with scuffs and dents to the bodywork or wheels. All cars come with a 14 money back guarantee for added peace of mind.
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Can I trade my car in even though it still has finance on it?Yes. We can pay off your current finance, buy your old car and start your new finance agreement with your new car without having a negative effect on your credit score for settling the agreement early.
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What is the difference between HP and PCP? What is car finance?Hire Purchase is a type of loan that is secured on a vehicle, rather like a mortgage. Unlike a personal loan, the finance company purchases the vehicle and “hires” it to you until you make the final payment, at which time the car becomes yours – hence, Hire/ Purchase. PCP stands for Personal Contract Purchase. This is a very effective way of reducing your monthly payments and offers three different options at the end of the agreement.
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How do I collect my car?Choose from either nationwide delivery or collect from our showroom in Lancashire.
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Can I part exchange my car?Yes, we can value your car online or over the phone and we will either collect your car on delivery or you can bring it down on collection.
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How do I apply for finance?You can either apply on our website or over the phone, with a member of our team.
Frequent Questions
Book your 1-1 quote
Book your 1-1 call to discuss options on your dream car
About us at
Wave Car
Finance
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At Wave Car Finance, our dedicated team are passionate about vehicle ownership, driving us to provide exceptional service to all our valued customers.
Our primary objective is to help you find the perfect vehicle and finance deal that precisely fits your unique needs and preferences. We are committed to maintaining the highest standards across our company, ensuring our reputation as a premier vehicle retailer remains strong and trustworthy.
While we're thrilled that you're exploring our website, we warmly invite you to visit our showroom or contact us by phone for a personalized conversation. This will enable us to have a more detailed discussion about your requirements.
We eagerly look forward to the opportunity to welcome you to one of our centers. Alternatively, you can start your search by using our convenient and complimentary live help service.